Terms of Service

Last updated: January 2026

Acceptance of Terms

By accessing and using the website and services of PrimeBeacon S.A. ("PrimeBeacon", "we", "us", or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and PrimeBeacon. If you do not agree to these Terms, you must not use our website or services.

These Terms apply to all users of our website, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content. You may not use our services if you are under 18 years of age or if you lack the legal capacity to enter into this agreement.

Description of Services

PrimeBeacon provides startup finance planning services, including but not limited to:

  • Financial planning checklists and frameworks
  • Strategic financial consultation services
  • Financial systems implementation and setup
  • Growth planning and scaling strategies
  • Risk management and assessment services
  • Performance analytics and reporting solutions

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We also reserve the right to refuse service to anyone for any reason at any time.

User Obligations

By using our services, you agree to:

  • Provide accurate, current, and complete information about yourself and your business
  • Maintain the security of your account credentials and accept responsibility for all activities under your account
  • Use our services only for lawful purposes and in accordance with these Terms
  • Not interfere with or disrupt the integrity or performance of our services
  • Not attempt to gain unauthorised access to our systems or networks
  • Comply with all applicable laws and regulations in your jurisdiction
  • Respect the intellectual property rights of PrimeBeacon and third parties

You are prohibited from using our services to transmit, distribute, or store material that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable.

Payment Terms

Payment for our services is due according to the terms specified in your service agreement or invoice. We accept payment in Euros (EUR) through approved payment methods. Late payments may be subject to interest charges and service suspension. You are responsible for all taxes, fees, and charges associated with your use of our services.

Intellectual Property

All content, materials, and intellectual property on our website and in our services, including but not limited to text, graphics, logos, images, software, methodologies, and frameworks, are the exclusive property of PrimeBeacon or our licensors. This content is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any of our intellectual property without our express written permission.

You grant PrimeBeacon a non-exclusive, worldwide, royalty-free licence to use, reproduce, and display any content you provide to us in connection with our services, solely for the purpose of providing those services to you.

Confidentiality

We understand that you may share confidential business information with us in the course of providing our services. We commit to maintaining the confidentiality of such information and will not disclose it to third parties without your consent, except as required by law or as necessary to provide our services. This obligation survives the termination of our relationship.

Limitation of Liability

To the maximum extent permitted by applicable law, PrimeBeacon shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our services. Our total liability to you for any claim arising out of or relating to these Terms or our services shall not exceed the amount you paid to us for the specific service giving rise to the claim in the twelve months preceding the claim.

We provide our services "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or completely secure.

Professional Advice Disclaimer

Our services are intended to provide general financial planning guidance and should not be considered as specific financial, legal, or tax advice. You should consult with qualified professionals regarding your specific circumstances. PrimeBeacon does not guarantee any particular outcome or result from the use of our services.

Indemnification

You agree to indemnify, defend, and hold harmless PrimeBeacon, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of our services, your violation of these Terms, or your violation of any rights of another.

Termination

Either party may terminate this agreement at any time with written notice. PrimeBeacon may immediately terminate or suspend your access to our services without prior notice if you breach these Terms. Upon termination, your right to use our services ceases immediately. Provisions that by their nature should survive termination shall survive, including but not limited to intellectual property rights, limitation of liability, and governing law clauses.

In the event of termination by you, you remain liable for all charges incurred up to the date of termination. We will provide reasonable assistance in transitioning your data, subject to applicable confidentiality obligations.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Spain, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of Valencia, Spain, and you hereby consent to personal jurisdiction and venue therein.

If you are a consumer resident in the European Union, you may have additional rights under local law, and nothing in these Terms affects those rights.

Force Majeure

PrimeBeacon shall not be liable for any failure or delay in performance under these Terms which is due to fire, flood, earthquake, pandemic, governmental action, war, terrorism, or other causes beyond our reasonable control.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The invalid or unenforceable provision will be replaced by a valid and enforceable provision that most closely reflects the intent of the original provision.

Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes by posting the updated Terms on our website and updating the "last updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated Terms. We recommend reviewing these Terms periodically.

Entire Agreement

These Terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and PrimeBeacon regarding the use of our services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

Contact Information

If you have any questions about these Terms, please contact us:

Important: By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. These Terms are effective as of the date of your first use of our services.